Other fees (in addition to any transaction fee) include: withdrawals from non-CIBC bank machines (rebated for CIBC Smart Plus Accounts except the 2.5% administration fee on the converted amount of foreign currency ATM withdrawals), wire payments, Interac e-Transfer transactions (the Interac e-Transfer fee is waived for CIBC Smart Accounts, CIBC Smart Plus Accounts and for clients who are enrolled in CIBC Advantage for Youth, CIBC Smart for Students, CIBC Smart for Seniors (on the CIBC Smart Account) and CIBC Advantage for Students (on the CIBC Everyday Chequing Account)) and transactions in foreign currency (including cheques written in currencies other than the account currency). "CIBC-branded” means any brand that has CIBC in its name and is offered by CIBC or its Canadian affiliates (and does not include CIBC Bank USA). For all accounts, transfers to CIBC-branded loans (excluding CIBC Personal Lines of Credit), mortgages and investments (registered and non-registered) are free. For CIBC eAdvantage Savings Accounts, a transaction does not include transfers to your other CIBC bank account(s) using the transfer function on CIBC Online Banking, CIBC Mobile Banking, CIBC Telephone Banking and at CIBC ATMs. You should repeat the analysis periodically with updated information and when important changes occur in life circumstances, needs or resources.ġ Tuition fees for degree programs Opens in a new window., 2021/2022, Statistics CanadaĢ A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. As a result, CIBC cannot guarantee the results. Actual earnings and other factors will vary over time. The TD Student Budget Calculator is designed to help users evaluate their expected annual expenses and sources of funding related to post-secondary. Amounts projected by the calculator are based on the information you enter and a variety of estimates and assumptions. We recommend that you consult a CIBC advisor when planning for your financial goals. This calculator provides general information only it does not provide specific tax advice.
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